Protect Your Legacy with our Life Insurance

Secure your loved ones’ financial future with a personalized insurance plan.

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Acceptance guaranteed

If you’re a US citixen and between 20 and 80, you’re guaranteed acceptance for final expenses insurance. It’s that simple.

No medical exams

You can say goodbye to invasive medical tests, lengthy health questionnaires, doctor’s appointments, and waiting rooms

What is life insurance and how does it work?

Life insurance is a safeguarding contract between you and an insurance company, offering a financial safety net for your loved ones. In exchange for regular premium payments, the policy ensures a tax-free cash payout, known as the death benefit, to your designated beneficiaries upon your passing. The coverage amount and policy type determine the extent of this benefit, providing a sense of security and peace of mind for both you and your family, with options ranging from lifelong protection to term-specific coverage.

What does life insurance policy cover?

Life insurance eases the financial burden on your loved ones after your passing, providing a lump-sum, tax-free death benefit. This benefit can be used to cover essential expenses, such as maintaining their lifestyle, supporting dependents, and funeral costs. It can also be used to pay off debts, make charitable donations, or leave a legacy for your estate or trust.

Funeral, Burial and/or Cremation

The average burial and funeral costs in the US at over $8,500, and cremation costs over $6,000.

Mortgage Protection

Covers your mortgage payments, helping your loved ones avoid the risk of foreclosure or selling the house for less than it is worth.

Medical Bills & Debts

Covers medical bills including long-term care costs and accumulated debts from things like credit cards or car loans.

Types of life insurance

Term life insurance offers affordable coverage for a set period, while permanent life insurance provides lifelong protection with added benefits like cash value accumulation, at a higher cost. Choose the one that best fits your needs.

Term life insurance

Term life insurance provides temporary financial protection for a specified period, such as 10, 15, or 20 years, offering an affordable initial premium. However, renewal at the end of the term often results in increased premiums. Some term plans offer the flexibility to convert to permanent life insurance, which, although more expensive, typically features level premiums for the duration of your life, providing long-term stability and peace of mind.

Whole life insurance

Permanent life insurance provides a lifelong safety net, ensuring that your loved ones are protected financially, no matter when you pass away. This type of insurance comes in three main forms: whole life, participating life, and universal life. Each offers unique benefits, such as guaranteed death benefits, cash value accumulation, and flexible premiums. Some plans also feature tax-preferred growth, allowing your cash value to increase over time without incurring taxes. You can enjoy peace of mind knowing that you have a lasting legacy in place.

Final Expense insurance

Final expense insurance provides a financial safety net to cover the costs associated with the end of life, ensuring that your loved ones are not burdened with unexpected expenses. This type of insurance is designed to help pay for funeral costs, medical bills, and other outstanding debts, providing a dignified farewell without placing a financial strain on those you leave behind.

WHY CHOOSE US?

Benefits of life insurance with Quickest Coverage

We all have different needs, so pick what works best for you. If single coverage works for you, awesome. And for those needing it, we also have multi-life coverage for you and your partner.

Coverage for any cause of death

You’re covered for accidental death in the first 12 months, and any cause of death after this time (excluding suicide for 24 months).

3 x payout for accidental death

If your death is the result of an accident, your loved ones will get triple your coverage amount.

Your coverage, your choice

With Quickest Coverage Final Expenses Insurance you can choose a level of coverage between $3,000 and $25,000.

Quick, simple claims

Your loved ones will receive their cash payout fast through a simple claims process. They’ll have money on hand to help cover funeral costs or any other final expenses.

Live more confidently knowing your loved ones are financially protected. Speak with one of our licensed advisors to discuss the best coverage for your needs.